Kollect*AI GPT is Kollect’s agent-based, context-aware large language model platform designed specifically for collections, recovery, receivables and operational analytics environments.

Kollect*AI GPT enables natural-language querying, real-time dashboards, automated report generation, predictive analytics, risk and payment probability scoring, and treatment recommendations.
Kollect*AI GPT learns from historical operational outcomes and supports continuous improvement of strategies such as follow-ups, segmentation and recovery approaches. The platform converts business questions directly into system queries and analytics workflows, enabling business users and operational teams to interact with enterprise data in plain English without technical skills.
Kollect*AI GPT is tightly integrated with Kollect*Apps For Lenders (BankTech) and other Kollect platforms to ensure that call outcomes, transcripts, classifications and notes are automatically captured into operational systems for centralized history and analytics.
• Dynamic Dashboards
• Automated Report Generation
• Trend Analysis & Alerts
• Performance Metrics Tracking
• Payment Probability Prediction
• Customer Risk Scoring
• Collection Strategy & Approach
• PTP Success Forecasting
• User: "Show me broken PTP for this month“
• AI: Converts to SQL → Executes → Returns formatted results
• Primary Models: Llama Self-healing query generation
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Ask Kollect*AI GPT questions and instantly receive structured insights, analysis, and actionable recommendations powered by your collections data.
THE THREE PILLARS

Every insight generated by
Kollect*AI GPT is grounded in your financial and operational data. AI responses are supported by verified data sources, ensuring reliable insights for better financial visibility and decision-making.

Enterprise-grade governance ensures secure and responsible AI usage. Kollect*AI GPT maintains structured access control, data security, and monitoring to ensure financial data is handled with transparency and compliance.

Every interaction, query, and insight is logged for full visibility.
Kollect*AI GPT tracks data sources, analysis steps, and AI-generated outputs to ensure accountability and confidence in every decision.
Ask questions in natural language and get instant, data-driven insights across collections, customer behaviour, risk, and operational performance — all in one place.
• Show me highest DPD for this month by product
• Show me top customer who has highest outstanding
• Give me list of broken PTP in last 6 months
• Analyze customer payment behavior patterns and create risk segments
• Show me high-risk customers with deteriorating payment trends
• Find customers who have improved their payment behavior in the last 6 months, etc.
•Calculate the expected credit loss (ECL) for our current portfolio using historical default rates
• Predict which currently customers are most likely to become overdue
• Identify early warning signals of customer financial distress, etc.
• Compare this quarter's collection performance with the same quarter last year, highlighting improvement areas
• Benchmark our collection efficiency against industry standards for similar portfolio sizes, etc.
• Calculate the ROI of collection activities by analyzing effort vs recovery for different collection strategies
• Show me which collection actions have the highest success rate for different DPD buckets

Kollect Systems is an innovative tech platform provider with RecoveryTech, RepoTech, CashflowTech and ComplianceTech software solutions which leverage AI based decisioning and workflow technologies to help lenders perform Debt Collections & Recovery (RecoveryTech) processes effectively and for mid-size to large scale enterprise companies (CashflowTech), to automate Receivables, e-Invoicing & Payments better. Kollect Decube is an online platform to manage Data governance, compliance, lineage, data catalog and data observability for managing the Data Assets of an organization.